Educational Topic: Personal Information Protection
Please remember that Farmers State Bank and SHAZAM (FSB debit card provider) will NEVER ask for a full debit card number, PIN, account number or your social security number if we are calling you directly. If you receive a fraudulent telephone call, please call us immediately.
Farmers State Bank 920-398-2336.
Fraud Tip: Anti-phishing
If you receive unsolicited or unfamiliar email requests you should either delete them immediately or confirm through other means that the email is legitimate before opening it. If you receive such an email request, do not open it, do not click on its links, do not open its attachments, and do not reply or forward it.
Educational Topic: Everyday Tips to Stay Safe Online
We urge every customer to take the following simple steps to keep themselves, their identities, and their information safe online:
Helpful Hint: Online Shopping
When shopping online, make sure to use reputable sites. Often consumers are shown specials on the web, or even in email offers, that look too good to be true. These sites are used to capture personal information, including credit card numbers, addresses and phone numbers to make fraudulent transactions. Here are some additional tips to avoid becoming a victim of cyber fraud: Do not respond to unsolicited emails, do not click on links contained within an unsolicited email. Be Cautious of emails claiming to contain pictures in attached files.
Educational Topic: Be alert for potential charity donation scams
Cyber criminals try to take advantage of people’s generosity and can use fake charity requests as a means to gain access to your computer or mobile device. Think before clicking on emails requesting donations. Don’t give your financial or personal information over email or text. Contribute by navigating to the trusted address of the charity, never through a link in an email. To check if an organization is eligible to receive tax=deductible charitable contributions, visit the IRS website.
Security Tip: Avoid becoming a tax scam victim
Don’t respond to emails appearing to be from the IRS. The IRS doesn’t initiate taxpayer communications through email or social media to request personal or financial information. If you receive an unsolicited email claiming to be from the IRS, send it to firstname.lastname@example.org
Educational Topic: Know the signs of skimming to protect yourself
Skimming is an electronic method of capturing a victim’s personal information used by identity thieves. The skimmer is a small device that scans a credit card and stores the information contained in the magnetic strip. Examine the front of ATMs for unusual attachments disguised as part of the machines. The presence of sticky tape, Velcro® residue or other adhesives may indicate a skimmer has been attached and removed. Also, loose ceiling tiles above an ATM in a lobby may indicate hidden cameras or transmitters.
Educational Topic: Set Realistic Financial Goals
You’re more likely to reach your financial goals if you define them. Whether you’re paying off a credit card or trying to buy a house, figure out where you can do some fine-tuning, and then create a plan of action that you can stick with throughout the year.
Educational Topic: Secured internet banking
Security is the top priority for banks when offering internet banking. There are a lot of “behind the scenes” measures in place to keep you safe, like sophisticated fraud detection software to monitor and spot suspected fraudulent transactions .All internet banking services also keep you secure by disguising or “encrypting” your information and locking your account if unsuccessful log-ins are attempted. While banking online is very secure, you should still make sure you are aware of how to keep your personal information safe.
Fraud Tips: Am I a Victim of Check Fraud?
If you can answer “YES” to any of the following questions, you could be involved in a FRAUD or about to be SCAMMED situation. – Is the check connected to communicating with someone by email? – Have you been informed that you were the winner of a LOTTERY, such as Australia that you did not enter?- Have you been instructed to “WIRE”, “SEND”, or “SHIP MONEY” as soon as possible ,to a large US city or another country such as NIGERIA?- Are you receiving pay of a COMMISSION for facilitating money transfers through your account? – Did you respond to an email requesting you to CONFIRM, UPDATE, or PROVIDE your account number?
Security Tips: Monitor your accounts
Watch for reports that merchants were hacked and listen to the security breach information. Check your account statements. Ensure that you keep track of transactions. If you notice any charges you did not make, notify your all of your financial institutions as soon as possible. The law limits your liability amount for fraudulent transactions, but only if you notify all your financial institutions in a timely manner.