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Rates effective as of February 03, 2012
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|
Account Type
|
Minimum to Open
|
Minimum to Earn Interest
|
APY*
|
Interest Rate
|
|
CHECKING ACCOUNTS ³
|
|
|
|
|
|
KeyStone Free Checking
|
$50.00
|
$1,000.01
|
0.08%
|
0.08%
|
|
KeyStone 50+ Free Checking
|
$50.00
|
$1,000.01
|
0.08%
|
0.08%
|
|
HearthStone Checking
|
$50.00
|
$1,000.01
|
0.08%
|
0.08%
|
|
CornerStone Checking¹
|
$50.00
|
$0 to $2,500.00
|
0.08%
|
0.08%
|
|
|
|
$2,500.01 to $5,000.00
|
0.10%
|
0.10%
|
|
|
|
$5,000.01 and higher
|
0.15%
|
0.15%
|
|
|
|
|
|
|
|
MONEY MARKET ACCOUNTS¹ ³
|
|
|
|
|
|
Gateway and Venture I
|
$2,500.00
|
$0 to $2,500.00
|
0.08%
|
0.08%
|
|
|
|
$2,500.01 and higher
|
0.10%
|
0.10%
|
|
Summit and Venture II
|
$10,000.00
|
$0 to $10,000.00
|
0.08%
|
0.08%
|
|
|
|
$10,000.01 and higher
|
0.25%
|
0.25%
|
|
|
|
|
|
|
|
STATEMENT SAVINGS¹ ³
|
$100.00
|
|
0.15%
|
0.15%
|
|
|
|
|
|
|
|
CERTIFICATES OF DEPOSIT²
|
|
|
|
|
|
7 to 31 Days
|
$2,500.00
|
|
0.10%
|
0.10%
|
|
32 to 91 Days
|
$2,500.00
|
|
0.25%
|
0.25%
|
|
182 Days
|
$1,000.00
|
|
0.45%
|
0.45%
|
|
12 Months
|
$500.00
|
|
0.75%
|
0.75%
|
|
18 Months
|
$500.00
|
|
0.95%
|
0.95%
|
|
24 Months
|
$500.00
|
|
1.15%
|
1.15%
|
|
30 Months
|
$500.00
|
|
1.20%
|
1.20%
|
|
36 Months
|
$500.00
|
|
1.35%
|
1.35%
|
|
48 Months
|
$500.00
|
|
1.51%
|
1.50%
|
|
60 Months
|
$500.00
|
|
1.71%
|
1.70%
|
|
|
|
|
|
|
|
IRAs²
|
|
|
|
|
|
Variable Rate IRA³
|
$100.00
|
|
0.50%
|
0.50%
|
|
Fixed Rate IRA
|
|
|
|
|
|
18 Month Fixed
|
$100.00
|
|
0.95%
|
0.95%
|
|
36 Month Fixed
|
$500.00
|
|
1.35%
|
1.35%
|
|
48 Month Fixed
|
$500.00
|
|
1.51%
|
1.50%
|
* APY = Annual Percentage Yield
1) Fees could reduce earnings on the account.
2) A penalty may be imposed for early withdrawal
3) Rates may change after account has been opened.
Call 920-398-2336 for additional information.
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